5 Smart Things You should do to Pay Less in 2021

5 Smart Things You should do to Pay Less in 2021

1. Pay your Singapore Power Bill with UOB One card 

UOB One card holders to get enjoy up to 6% rebate on their SP Utilities bills should they be eligible for the quarterly cash rebate. Paying for your utilities has not been easier. With the introduction of open market electricity (OEM) providers, we are already able to enjoy savings on our electricity bills by choosing the provider that most aligns with our household needs. To further our savings, UOB one card holders can add their card to the SP Utilities app for recurring payment. There’s one smart way to pay less even without thinking about it. 

2. Add your frequently used card to Shopback

Shopback, a cashback site that’s headquartered in Singapore, helps you get money back when you purchase items online or when you dine in restaurants that are on Shopback Go. It’s a free service that anyone with a credit card can sign up for. Simply add your credit card that’s dedicated to dining out onto the Shopback app and you’ll get free money back when you pay. Cashback, in our experience, is almost instant. Once you have accumulated a minimum of $10, you’ll be able to withdraw actual cash into your bank account. It’s technically free money with a 1 time effort. Don’t procrastinate, get it done now.

Don’t have a credit card but would like to know more food deals? Download the CardsPal app now.

Save with credit cards deals on shopback3. Reevaluate your credit cards (terminate useless ones + get new ones)

As our lifestyle changes, so do our spending habits. With 2020 being a year of reflection, we can now re-evaluate our priorities for 2020. Will be spending more time with our loved ones at home or hanging out. Will we be living healthier with home cooked meals or choose convenience with delivery services. These choices will ultimately determine the nature of our spending habits and inevitably the type of credit cards that will suit our needs.

Here are some recommendations for dining out cards and here’s one for online purchases.

4. Download CardsPal to track what deals to use

CardsPal, Singapore’s favourite lifestyle app for credit card deals consolidates deals from different banks, merchants and organisations so that you don’t have too. Many a time, we forget or miss out on a deal that we are eligible for just because it wasn’t apparent nor known to us. CardsPal is here to solve that problem. Simply add your credit cards to your CardsPal app and you’ll be able to see all the deals that are available to you. As they say, a little goes a long way. Saving some moolahs, whenever you’re dining out or catching a movie can accumulate to a substantial amount.

All these finance talk is stressing you out? No sweat, here’s an article on the best egg tarts in SG. If that’s not enough, check out this compilation of buffet deals in Singapore.

5. For Apple Watch owners: Download HPB’s Lumi Health App

Health is wealth they say. If you own an Apple Watch, download the Lumi health app today. By completing the challenges and actively closing your rings on a weekly basis, you will be able to earn points. These points in turn will allow you to exchange for HPB vouchers and you can redeem them at participating vendors. Check out the list here. It is definitely worth the effort if you need to buy groceries for your household. Alternatively, you can use them at cinemas or even at 7-11 for your post work out reward.

Have a suggestion? Share with us in the comment box below. 

Get the Best deals on CardsPal App!

Check out the CardsPal app to keep up to date on the latest deals and start browsing for deals on the go! CardsPal is the convenient one stop app where we show you the best deals in town so you never have to miss a deal again! Get to know us here. Download the app on the App Store or Google Play Store now and get the latest deals, tailored according to the cards you own!


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