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Best Credit Cards for Women in Singapore 2022

Here’s one for all the ladies in Singapore. 🥂 With so many credit cards to choose from, let us help you to pick the perfect one based on your personality. Whether you’re a luxury shopper, a pleasure seeker, a thrifty student or a savvy mummy, there’s a credit card just for you. Let’s dive right into it!  

Which is the best card for you?

If you’re a luxury shopper, we recommend: UOB Lady’s Card 

Have a penchant for luxury goods? Then the UOB Lady’s card is made just for you. On top of earning 10X UNI$ (or 20 miles) per $5 spend on your category of choice, you’ll also get free Mastercard e-Commerce protection for your online purchases so you won’t have to worry about those big purchases anymore. If that isn’t enough, you also get complimentary cancer coverage based on your savings with UOB Lady’s Savings Account.  

For those who prefer the occasional treat but gasp whenever you receive a $4,000 bill, you can thank UOB for their 0% Interest LuxePay plan. With this plan, you can put your new luxury purchase (shoes and bags) worth S$500 or more (local, online or overseas) on a 6 or 12-month instalment payment plan, with absolutely no interest. Gucci, Prada, Louis Vuitton, here we come.  

If you’re a career woman, we recommend: DBS Woman’s World Card 

For the ladies who are hustling from 9 to 5, the DBS Woman’s World Card gets you. After a long day of work, some of us just enjoy doing a little online shopping or ordering food delivery to unwind. With this card, you’ll get to earn 10X DBS Points (or 20 miles) for every $5 spent online. You’re also entitled to discounts from Lazada, Shopee, ZALORA, foodpanda and RedMart, to name a few.  

This card comes also comes with 0% Interest Payment Plans over 6 months and e-Commerce Protection for your online purchases. If you’re looking for seamless online transactions while earning points and miles easily, this card’s for you.  

If you’re a pleasure seeker, we recommend: Citi Rewards Card  

For all you rewards-loving ladies, the Citi Rewards card is a great all-rounded credit card to fuel your spending. What makes this card so attractive is that it allows you to spend across categories and redeem rewards flexibly. You’ll get rewarded for just about anything – 10X Rewards (or 4 miles) on online and shopping purchases, Grab & Gojek, online food delivery, online groceries… you name it, they’ve got it.  

You’ll also get to tap into their world of privileges, whether you’d like to pamper yourself at a revitalising staycation or cruisecation, or treat your loved ones to gourmet deals at popular dining spots. Ready to travel and satisfy your inner wanderlust once you’ve racked up enough miles? Then you’ll also get to enjoy complimentary travel insurance when you charge your airfare to your Citi Rewards Card.  

Now, you can receive an ErgoTune Supreme (worth $599) or Nintendo Switch (worth S$469) or Samsung Galaxy A8 (worth $448) or S$350 cash via PayNow when you apply for a new Citibank credit card and make a minimum spend of S$500 within 30 days of approval. Promotion is valid from 8 – 15 March 2022. Existing Citi cardholders will receive S$30 cash via PayNow with no minimum spend required. Click here for more information. 

If you’re a thrifty student, we recommend: DBS Live Fresh Student Card 

Girls, if you’re still schooling, this may be the best card for you before transitioning into the working world. If you’re all about living life as the main character, the DBS Live Fresh Student Card will be your handy companion that will grant you 5% cashback on Starbucks, Netflix, Spotify and more. The best part? You also get to earn 5% cashback from eco-friendly eateries, eco-friendly retailers, and eco-friendly transport services such as The Summerhouse, Little Farms, Scoop Wholefoods, UglyFood, BlueSG and many more.  

All these come with no minimum spend, plus, the annual fee of $128 is waived for the first 5 years. You can also double up this card as your EZ-Link card and get 0.3% cashback when you use SimplyGo for your daily commute.

If you’re a savvy mummy, we recommend: Maybank Family & Friends Card 

For all you savvy mummies out there, we’ve got you the perfect card for all your personal and family spending while earning your cashback. As its name suggests, the Maybank Family & Friends Card is popular among parents because you’ll get to enjoy 8% cashback on 5 your preferred categories – one of the highest in town! The list includes groceries, transport, retail and pets, pharmacy & wellness, entertainment and more. If you’re looking for an all-in-one card to consolidate all your expenses, this card may be the best choice for you.  

Now, you can receive a Garmin vívomove style smartwatch (worth S$469) when you apply for a new Maybank credit card and CreditAble and charge to the card and/or withdraw from your CreditAble account a minimum of S$300 per month for the first two consecutive months upon approval.  Click here for more information.

CardsPal recommends the best cards to use so that you can benefit from all the great perks while you spend. Never miss a deal again!  

Maximise Your Rewards with CardsPal     

Looking for savings on your credit cards? Check out our Cardculator to view card recommendations in three categories to give you the best cashback for your spending. Want to save on your credit card fees? Find out the credit cards with no annual fees 

Furthermore, read about common credit card mistakes that lower your credit score here. 

Download the app on the App Store or Google Play Store now and get the latest deals, tailored according to the cards you own! 

 

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