Is the HSBC Revolution Credit Card or the UOB PRIV Miles AMEX Credit Card more suitable for you?
Big milestones in your life come with big changes and often big purchases. Planning for your wedding, renovating your home, or making other decisions that may take a significant amount from your funds?
Minimise that dent in your wallet by using cards that give you the maximum amount of rewards! When a greater amount of spend is at stake, choosing the right payment card becomes more crucial than ever.
This time, we compare the HSBC Revolution Credit Card against the UOB PRVI Miles American Express Card.
Eager to find out which can give you more perks and benefits? Let’s find out!
UOB PRIV Miles American Express Credit Card | HSBC Revolution Credit Card | Which is better? |
|
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Miles earn rate | 1.4 miles per $1 spend locally 20k loyalty miles awarded with min. $50k spend a year 6 miles per $1 spend on major airlines and hotels worldwide | 10X Reward points (4 miles per $1) on online purchases and contactless payment 1X reward point for every S$1 on all other spending | UOB PRIV Miles American Express Credit Card |
Cap on miles or reward points | None | Cap of 10,000 reward points per month | UOB PRIV Miles American Express Credit Card |
Minimum monthly spend | $0 | $0 | Draw |
Card privileges | Travel Insurance – Complimentary personal accident coverage and emergency medical assistance of up to $500k | Free ENTERTAINER pass Travel insurance: up to $300k coverage when you charge travel expenses to card | UOB PRIV Miles American Express Credit Card |
Welcome promo for new to card customers (T&Cs apply) | Receive S$300 cash credit (For first 100 new-to-UOB credit cardmembers, till 31 Oct 2021) | $30 when you apply with Myinfo via Singpass $50 cashback by making 1 qualifying transaction $120 cashback with min. $500 spend | UOB PRIV Miles American Express Credit Card |
Annual fee | S$256.80, waived for the first year | None | HSBC Revolution Credit Card |
Annual interest rate | 25% | 25.90% | UOB PRIV Miles American Express Credit Card |
Late payment fee | S$90 | S$55 | HSBC Revolution Credit Card |
Card association | American Express | Visa | Draw |
Wireless payment | Apple Pay Google Pay Samsung Pay | Visa Contactless Apple Pay Samsung Pay Google Pay | HSBC Revolution Credit Card |
Annual supplementary card fee | $128.40 yearly | None | HSBC Revolution Credit Card |
Income requirement | For Singapore Citizens and Residents, a minimum income of over S$30,000 p.a. For Expatriates, a minimum income of over S$80,000 p.a. | For Singapore Citizens and Residents, a minimum income of over S$30,000 p.a. For Expatriates, a minimum income of over S$40,000 p.a. | HSBC Revolution Credit Card |