Updated: 31 March 2021

Seeing one’s kids roam around without a care in the world is a sight that will warm every parent’s heart.  

In the meantime, are you worried about your kids falling ill or getting injured as they play to their heart’s content? We’ve got a great deal that’ll put all your concerns to rest this season. 

From as little as $0.16 a day with TRIBE by Income Child Pack, you can insure your child from illness and injury, and claim for cash payouts during hospitalisation or prolonged medical leave. 

What is TRIBE by Income?

TRIBE is a flexible monthly insurance premium subscription that can be customised to your needs based on your phase of life. They provide a selection of unique insurance packs that have been tailored to specific audiences. There’s a pack for everyone, including your precious child.  

Furthermore, you’d be glad to know that TRIBE is developed by NTUC Income, a Direct Insurer (composite) licensed by the Monetary Authority of Singapore. 

What’s covered?

1. Comprehensive Child Illness Protection 

Be insured against 10 juvenile diseases, 21 infectious diseases (e.g. Dengue fever, Hand, Foot and Mouth Disease, Zika virus), food poisoning and accidental allergic reactions. 

2. Treatment for Accidental Injuries 

Get coverage for medical expenses and treatment of injuries caused by accidents, applicable for the General Practitioner and hospital of your choice. 

3. Cash Payouts for Hospitalisation and Prolonged Medical Leave 

Receive cash payouts up to $200/day in cases where your child is hospitalised or put on prolonged medical leave due to infectious diseases or food poisoning, or injury. 

How much does it cost?

The child pack includes coverage for both illness and injury, and comes in 3 sizes, with varying extent of coverage. Based on the profile of an 8-year-old, the pack’s premium amount ranges from just $5 to $20 a month, with varying amount of coverages. 

Subsequent to purchase, you may choose to subscribe to either the child illness plan or the child injury plan instead of a bundle of 2, where the plan premium amount then starts from as little as just $2.50 a month. 

Moreover, as the insurance is based on subscription, starting and stopping your insurance coverage any time is without penalty, effective the following billing cycle. 

In the same vein, subscribers are also able to change their pack size on a monthly basis. This helps you find the pack that suits your child best, without paying more than you should. 

Am I and my child eligible?

Simply fulfil these criteria to be eligible to apply. 

Parents: aged between 18 and 61, being Singaporean Citizens or Singapore Permanent Residents (PR). 

Child: between 15 days to 17 years old, being a Singaporean Citizen or Singapore Permanent Resident (PR). 

Interested to find out more?

CardsPal users enjoy 6 months free coverage and $20 worth of GrabFood vouchers. Check out the promo details and T&Cs here. 

This article is contributed by Income. 

Important Notes 

There are certain conditions whereby the benefits under this plan will not be payable. These are stated as exclusions in the policy contract. You are advised to read the policy contract for the full list of exclusions. 

This is for general information only. You can find the usual terms and conditions of this plan at https://tribe.income.com.sg. All Income’s products are developed to benefit our customers but not all may be suitable for your specific needs. This plan may not be suitable for you if you are unsure about which type of plan or how much coverage to buy as no financial advice is provided during the purchase process. In such a case, we strongly encourage you to seek advice from a qualified insurance adviser who will be able to advise you on a suitable product. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period and obtain a refund of premium paid. Income may recover from you any expense incurred in underwriting this plan. This plan does not have any cash value. 

This plan is underwritten and issued by Income. 

 This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web–sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg). 

Disclaimer: The content of this webpage is for general information only, and it does not constitute an offer to buy or sell any insurance product or service, nor is it intended to provide insurance or financial advice. The content of this webpage describes the insurance products and services provided by Income. It does not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon the acceptance of your application by Income. All insurance products described in this webpage are products of and underwritten by Income. CardsPal shall not be liable in any manner whatsoever regarding your application or the contract of insurance. This advertisement has not been reviewed by the Monetary Authority of Singapore. 

Information is correct as of 31 March 2021.