New year, new cards, new credit card freebies. It’s that time of the year again to re-look at our existing credit cards and decide if the cashback or miles that they offer still suit our lifestyles. During our 20s, one typically requires a credit card that rebates us for transport and online shopping. In our 30s, we might need a card that returns more for dining and lifestyle purchases.  

Here’s a guide for credit card freebies in 2021 to help you maximize your savings and get attractive goodies at the same time.  

Types of Credit Card Freebies:

1. Free Apple AirPods Pro (worth S$379) or $350 Cashback

Photo via Apple Singapore

Get a set of free Apple AirPods Pro worth S$379 (or $350 cash via PayNow) when you sign up for a Citibank Cash Back + Mastercard on MoneySmart before 31st Jan 2021. Look forward to unlimited cashback with this card that gives you 1.6% cashback with no cap. Aside from being sleek with amazing beats, the AirPods Pro boasts a cutting-edge noise cancellation feature, effortlessly cancelling out any background noises during your daily commute, or the over-enthusiastic relatives during the festive period.  

Find out more about this promo.

2. Free Apple Watch SE (worth S$419) or $300 Cashback

Photo via Apple Singapore

Fancy the cashback perks from Citibank but already own an Apple AirPods Pro? Fret not, here’s another Apple goodie you can grab – the Apple Watch SE worth S$419 (or $300 cashback via PayNow). Simply apply for the Citibank Mastercard with SingSaver by 5 Feb 2021 and you’ll be on your way to a more quantifiable you. The Apple SE embodies the same iconic design as the Series 6 and runs on a powerful S5 dual-core SiP for fast performance. For your safety, it also has the latest fall detection and emergency SOS technology. A cashback credit card along with a nice new swag. What are you waiting for?  Find out more about this promo here.

If you would rather accumulate miles instead of cashback rewards, you can sign up for the Citibank PremierMiles card which also will gift you an Apple Watch SE when you sign up via SingSaver.  

3. Up to $80 Capitaland Vouchers

Photo via Capitaland

Love shopping at Funan, Ion Orchard, IMM or Westgate? It’s time to go on a shopping spree with these awesome vouchers that will offset your spend by $80. Receive it when you sign up for an American Express True Cashback card which offers 1.5% cashback on all purchases, and a welcome bonus of 3% Cashback on up to a total of S$5,000 spend within the first 6 months. Find out more about this promo. 

What’s the catch? All you need to do is achieve an eligible spend of S$500 or more within the first month of receiving card approval. Disclaimer: only new Amex applicants are eligible.  

4. S$200 Lazada or RedMart Vouchers or $180 Cashback

HSBC Is giving away $200 Lazada or RedMart vouchers (or SGD $180 cashback) for their HSBC Revolution Credit Card, HSBC Advance Credit Card, HSBC Visa Platinum Credit Card and HSBC Premier Mastercard Credit Card for new applications. Are you an existing card holder? There’s something for you as well – $30 cashback upon card approval. Complete your online application with MyInfo via SingPass and get an additional SGD200 worth of Lazada and RedMart vouchers!

Find out more about this promo.

5. Acer Monitor (worth S$349) and up to 13,300 KrisFlyer miles

What better way to celebrate the weekends than indulge in a midnight Netflix binge? New sign-ups for the American Express Singapore Airlines KrisFlyer credit card will receive an Acer monitor worth $349, as well as 13,300 KrisFlyer miles. Now you can watch your favourite shows in glorious HD in the comfort of your own room, without waking up the rest of the family. Gamers, get ready for a more immersive experience. Be wowed by the special effects of each blow in brighter, more vibrant hues. All you need to do is hit an eligible spend of S$3000 within 3 months of the card approval. 

Find out more about this promo.

Summary

Consumers are perceived winners in this game of credit cards. Banks are usually quick to offer freebies and cashback to new applicants to grow their user base. But one should always be prudent when signing up for a card. We advocate for spending within your means and always find ways to maximise your savings. One such way to not miss out on your credit card deals is by downloading CardsPal, a deals discovery app. With it, you’ll be able to find relevant deals by category and location to get the most out of your purchases.  

Get the Best deals on the CardsPal App!

Check out the CardsPal app to keep up to date on the latest deals and start browsing for deals on the go! CardsPal is the convenient one-stop app where we show you the best deals in town so you never have to miss a deal again! Get to know us here. Download the app on the App Store or Google Play Store now and get the latest deals, tailored according to the cards you own!