This new decade certainly did not start off with the bang we were expecting, but let’s see how we can make the most of it by saving money through the best credit card deals and promotions.
With the emergence and widespread rampage of COVID-19 in the world, the Singapore government has taken aggressive measures to contain and curb the spread of COVID-19. The implementation of Stay-Home-Notices (SHN), quarantine orders (QO), and social distancing measures, and prompts from the government to stay home means that many of us are now spending unprecedented lengths of time at home.
Many offices are as if Thanos had snapped his fingers – and in a flash we’re now Team A and Team B. Meetings globally have migrated online, utilising video conferencing tools such as Zoom and Google Hangout – the widespread phenomenon has seen Zoom adding more video conferencing users this year than in all of 2019.
Our lifestyles also require us to adapt swiftly to this new situation. Food delivery and grocery delivery services have seen an uptick in demand, and as a result we’ve seen orders from RedMart exceeding 300 percent of the weekly average.
However, your savings don’t necessarily need to take a tank. You can optimise your credit card spend behaviour and take advantage of credit card deals and programmes, so you can still get the biggest bang for your buck during these uncertain times.
As a result from all the work from home arrangements, many of us are looking to delivery services for our lunch and dinner arrangements.
We’ll save you the hassle of filtering out all the deals which are for new customers since most of us are already on food delivery apps. Here are some food delivery credit card deals for your next lunch-in for existing customers:
| Promotion: | Available with: | Promo Period |
|---|---|---|
| Free delivery with a minimum spend of S$25 (Promo code: CITIFD ) | Citi Credit Cards | 19 Feb – 31 Mar 2020 |
| S$8 off with minimum spend of S$25, capped at S$8 (Promo code: CITIPU ) | Citi Credit Cards | 19 Feb – 31 Mar 2020 |
| S$6 off with minimum spend of S$30 (Promo code: UOB + first 3 letters of the month ) (i.e. UOBMAR) Capped to 2 redemptions per user per month | UOB Credit Cards | To 28 Feb 2021 Only for the first 3,500 redemptions per month, |
| S$5 off with a min. spend of S$25 (Promo code: DBS + ‘first 3 letters of the month’ + DC ) (e.g. DBSFEBDC) Limited to 1 redemption per user account. | DBS Credit Cards | 1 Feb – 31 Mar 2020 Valid for the first 1,500 redemptions per month. |
| S$10 off with a min. spend of S$40 (Promo code: DBS + ‘first 3 letters of the month’ + CC (e.g. DBSFEBCC) Limited to 1 redemption per user account. | DBS Credit Cards | 1 Feb – 31 Mar 2020 Valid for the first 1,500 redemptions per month. |
| Promotion: | Available with: | Promo Period |
|---|---|---|
| S$4 off with min spend of S$12 (Promo code: 4OFFMAR + first 6 digits of card number) | UOB Credit Cards | Till 31 Mar 2020. Valid for the first 1,000 redemptions per month. |
| S$6 off with min spend of S$30 (Promo code: 6OFFMAR + first 6 digits of card number) | UOB Credit Cards | Till 31 Mar 2020. Valid for the first 4,000 redemptions per month. |
| 11% cashback at Deliveroo (via RebateMango) | SC Credit Cards (Standard Chartered ) | Till 31 Dec 2020 |
| S$5 off with minimum spend S$25 (Promo code: HSBCMAR20 for orders in March) Limited to 1 redemption per cardholder per month | HSBC Credit Cards | Till 31 Dec 2020 Limited to the first 1,500 redemptions per month |
Online shopping isn’t a new thing, but with shorter retail operation hours during this period, our reliance on blogshops and online retailers may be even greater now.
Check out some of the latest online shopping credit card deals below for your socially-distanced retail therapy:
| Promotion: | Available with: | Promo Period |
|---|---|---|
| 4.40% cashback (via RebateMango) | Standard Chartered, HSBC & DBS Credit Cards | Till 31 Dec 2020 |
| Promotion: | Available with: | Promo Period |
|---|---|---|
| New customers: 20% discount with no minimum spend (Promo code: HSBCNEW2020 ) | HSBC Credit Cards | Till 31 Dec 2020 |
| Existing customers: 15% (max discount of S$40) off with a minimum spend of S$40 (Promo code: HSBC2020 ) | HSBC Credit Cards | Till 31 Dec 2020 |
| New customers: 26% off (capped at S$40) with no minimum spend (Promo code: UOBNEW2020) | UOB Credit Cards | Till 31 Dec 2020 |
| Existing customers: 15% off with minimum spend of S$100 (Promo code: UOB2020) | UOB Credit Cards | Till 31 Dec 2020 |
| New customers: 26% off (capped at S$40) with no minimum spend (Promo code: CITINEW2020) | Citi Credit Cards | Till 31 Dec 2020 |
| Existing customers: 15% off with minimum spend of S$100 (Promo code: CITI2020) | Citi Credit Cards | Till 31 Dec 2020 |
| Promotion: | Available with: | Promo Period |
|---|---|---|
| 10% off with minimum spend of S$100 (both online and in stores) (Promo code: 10CITILB + first 6 digits of card number) | Citi Credit Cards | Till 30 Jun 2020 |
| Promotion: | Available with: | Promo Period |
|---|---|---|
| 10% off regular priced items (Promo code: OCBC10) | OCBC Credit Cards | Till 31 Jul 2020 |
Hitting the gym during this season may be hard – especially when you’re not sure who has touched that dumbbell before. Stay home, but sweat it out through online fitness routines. Get started by shopping for fitness gear online and get it delivered straight to your doorstep, for your WFH (workout-from-home).
Check out some of the latest credit card deals for fitness gear online below:
| Promotion | Available with: | Promo Period: |
|---|---|---|
| 4.95% cashback (via RebateMango) | SCB (Stanchart) & HSBC Credit Cards | Till 31 Dec 2020 |
| Promotion | Available with: | Promo Period: |
|---|---|---|
| 4.95% cashback (via RebateMango) | SCB (Stanchart) & HSBC Credit Cards | Till 31 Dec 2020 |
| 4.9% cashback (via RebateMango) | DBS Credit Cards | Till 31 Dec 2020 |
With good planning and credit card optimisation, we’ll still be able to get the best deals, from the comfort of our own homes. CardsPal is the one stop app where we show you the best deals in town just for you, so you never miss a deal again. Get to know us here. Download the app on the App Store or Google Play Store now and get the latest deals, tailored according to the cards you own.
Stay woke, stay home, and be safe!
